By Calum RossIn all the mortgages that I arrange I find it very surprising how few people actually ask me how I get paid. A recent study in the US indicated that less than 10% of people could properly identify how different types of mortgage providers get paid during the…

By Richard DolanThe power of partnership is about getting what you need and optimally monetizing what you’ve got. I have personally observed and learned from having worked with some of the world’s top global thinkers and thought leaders that building and leveraging purposeful and profitable partnerships is the key to…

By Robert WilkieWhenever I'm asked what the ideal student house would be, I always have to clarify if it's from the point of view of the student or from the point of view of the owner. The answer can be the same for both, but not necessarily.The ideal house is…

By Robert F. McLeodA REIN member recently had an experience that prompted her to ask me if developers can discriminate against an investor in a project sale. This is a great question and begs a deeper explanation. First, the Canadian Human Rights Act protects citizens from 11 grounds of discrimination,…

By Dube & CuttiniYou work hard to find and develop that perfect power team of advisors to help your business grow. For example, a financial advisor could help you sort your taxation woes. All you need is to find a reliable service near you (and if you own one, this…

By Ben MyersThe new housing market in Winnipeg has quietly been very strong for some time; the Statistics Canada new home index price in the Winnipeg Census Metropolitan Area (CMA) has increased by an average of 6.6% per year over the past ten years, higher than both Toronto and Ottawa.…

By Randy DyckIf you have ever had a serious health issue, you more than likely have spent countless hours in doctors' offices. Your first visit would have been with your family doctor, followed by a referral to one or more specialists. The health care industry runs and functions on referrals…

By Abby McQuireForget what you know about financing a residential property! This includes qualifying for a mortgage. On a multi-family application, Canada Mortgage and Housing Corporation (CMHC) and the lenders do not review your Total Debt Service (TDS) and Gross Debt Service (GDS) ratios (If you really want to calculate…

One common element of late 20th, early 21st century sitcoms has been the child waiting for the day they find their independence outside of mom and dad s house. Most people can picture 1980 s Full House s D.J. Tanner stamping her foot against Danny Tanner as she begged for…