Education

Do you Qualify for a Multi-Family Mortgage?

By Abby McQuireForget what you know about financing a residential property! This includes qualifying for a mortgage. On a multi-family application, Canada Mortgage and Housing Corporation (CMHC) and the lenders do not review your Total Debt Service (TDS) and Gross Debt Service (GDS) ratios (If you really want to calculate your TDS and GDS anyway, […]


“Y” the Future of Real Estate is Controlled by the Next Generation

One common element of late 20th, early 21st century sitcoms has been the child waiting for the day they find their independence outside of mom and dad s house. Most people can picture 1980 s Full House s D.J. Tanner stamping her foot against Danny Tanner as she begged for her 18th birthday so she […]


5% Down Payment and Rent-to-Own? Sure you can!

By Sherylinn Milsom Why is it starting to be challenging for Rent-to-Own tenant-buyers to buy out with 5% down? Is it a challenge with proof of down-payment? How should we prepare to avoid this problem and still buy with 5% down? The only answer that I have is: mortgage insurance. I have had many applicants […]


Traits to Avoid as a Real Estate CEO

By Whether you come from a corporate background or a blue collar background, you will most likely have been given a job description that details your areas of responsibility. Well, guess what? As a real estate investor, you also have a job description. In fact, you start right at the top of the corporate ladder. […]


Navigate the Maze of Tenant Selection with These 5 Tips

By Tyler Uzelman As property managers, the most asked question we get at REIN is How do you screen for tenants? I m glad to hear the question from investors, as it is probably the single most important skill to master if you want to find great tenants. Over the years we have developed a […]


Not Happily Ever After: Divorce, Mortgages and Personal Finance

By Calum Ross I am a marriage alumnus. While my divorce is not something of which I’m proud, because of it I was forced to change my life and ultimately became a better person. I was fortunate in that I had always been blessed with things, for the most part, going well in my life. […]


Push the Boundaries of Your Portfolio… Diversify!

By Dasha Zolota There are so many investment opportunities out there for financially savvy people. But whether it’s looking at this review and investing in Bitcoin, finding the best company stocks, or building real estate, you don’t want to put all your eggs in the same basket. The key to a good portfolio is diversity. […]


Perfecting Your Pocket Pitch to Investors

By Richard Dolan Screenwriters, musicians, inventors and real estate investment business owners search every day for a window of opportunity to capture the attention of a potential investor, buyer, or partner. They know they have all of about thirty seconds to make a first impression, state a case, peak an interest and gain permission to […]


No Down Payment, No Problem

By Calum Ross As the average price point of real estate continues to increase in many of Canada’s markets, I am surprised at how few first time real estate investors are using their Registered Retirement Savings Plan (RRSP). Frankly, I am amazed at the number of people in the real estate and mortgage industry that […]


Get Your Ducks in a Row When Buying Multi-Family Properties